Ann Frances (Lucas) Garner

April 6, 1947 - July 24, 2022
Ann Frances (Lucas) Garner

Memorial Gifts & Donations


ANNFRANCES LUCAS GARNER was born April 6, 1947 in the South Bronx New York City and left us peacefully in her home in Hampstead NC. AnnFrances joined her mother and father Burlon and Mary Lucas, her bother Kenny, son Mark and second husband Stephen Elko in eternal peace on July 24, 2022. AnnFrances leaves behind her husband Simeon Garner of NC, her daughter Ann Frances Meier & Allison Minter, her bothers James & Caren Lucas, Gerald & Nancy Lucas of Long Island NY and Brian & Marta Lucas of NC as well as 13 nieces and 1 nephew and Stepson David Elko, FL.

AnnFrances was born in the South Bronx and went to St. Helen’s Business High School. She moved to New Jersey where she raised her two children Ann and Mark Meier. AnnFrances had many accomplishments in her life, she was employed with Drakes Bakeries in Wayne NJ and went on to become a Commercial Insurance Underwriter for Aegis Ryan Insurance. She later went on to live in Columbus, GA and owned and operated the Restaurant Mary’s NY Café with her second husband Stephan Elko. Later moving to Fayetteville, NC and meeting Simeon Garner and once more becoming a wife and grandmother to Haley Garner.

AnnFrances spent her retirement years in Hampstead North Carolina enjoying her gardening and the beautiful wildlife in her yard. When not there you could find her in her kitchen cooking for those she loved. She often spoke of her fondest memories as a child and young girl with family in Morris Alabama. Stating that Morris was her happiest place; surrounded by the love of her numerous cousins and family.

She wanted to thank the incredible women that she had as life long friends; Laven Zisko, San Diego Ca, Connie Williams, Fortson Ga, Bonnie Gerladis Butler NJ, Rosemary Hrinko, SC, Maryann Webber, West Milford NJ, Francis & Dan Cannon, Morris AL, Joan O’Mally Nyack, NY and Maureen McCarthy, NY. To Michael & Richard Webber remember Big “A” is watching!

AnnFrances will be remembered for her joyous laugh and her smiling Irish blue eyes. She brought joy and love into the lives she touched and reminded her daughter saying “Every life you touch, you leave a fingerprint. Make them smile when they think of you, because I DO!” So please smile as we remember the “fingerprints” that AnnFrances left in our lives and honor the life that was well loved and lived of AnnFrances Lucas Garner.

In lieu of flowers, to honor the memory of AnnFrances a donation to Lower Cape Fear LifeCare, 1414 Physicians Drive, Wilmington NC 28401 or to a non-kill animal shelter is appreciated.

At AnnFrances’ request, there will not be any services.

Share memories and condolences with the family by clicking on the “Condolence” tab below.

Wilmington Funeral & Cremation 1535 S. 41st Street Wilmington, NC 28403 910-791-9099.

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  • July 26, 2022
    Denise Albea says:
    Ann was such a kind and generous soul. I was her stylist for at least the past 8 years. I always looked forward to the appointments as I’d never know what new hair idea she would come up. She was a bright light and will be missed greatly. Annie, my condolences to you and family.

  • July 26, 2022
    Kimberly Bacon says:
    This is a hard thing to do. My Auntie was a kind and strong woman. She would light up a room and had an infectious laugh. However she did know how to keep us kids in line with that motherly look!! I have so many memories that is hard to pick one. I’m laughing because she was such a great cook I always thought she was part Italian!! Lol. Going over there on weekends swimming in their pool and sausages meatballs etc. Sorry Annie it was always meatloaf and mashed potatoes!! Lol. My appreciation for country music came from her as well as going to Ringwood Manor and Great Adventure. You will be missed !!

  • July 26, 2022
    Maryann Webber says:
    I knew Ann for 54 yrs. we lived next door to each other in Haskell. Our children played together they were the same age. Ann had a beautiful above ground pool. When my mother would visit she would chase everyone out of the pool in order for my mom to enjoy a swim . Ann was always kind and selfless. I will always love you and trust me will always take care of Annie❤️

  • July 26, 2022
    Connie Williams says:
    Ann was a beautiful person and friend. She was always ready to listen and had a great personality . I will always keep Ann in my heart and will never for get her.Will miss her so much. We were friends for over 20 years.

  • July 26, 2022
    Tammy Gossett says:
    I love my second mom. Ann was the best friend and teacher anyone could have. I will always remember working for her and having her tell us just how to make her favorite foods and how we all played jokes on others. I also remember meeting her kids for the first time. They jumped in like they knew us forever. Annie I love you and Ann you will be greatly missed.